It is required that your Insurance meets NDC's Requirements Below:
Commercial general liability insurance in amounts of not less than $1,000,000 per occurrence (combined single limit), $2,000,000 general policy aggregate and $1,000,000 product-completed operations aggregate. Such aggregate amounts of insurance shall apply separately to the Project. The Subcontractor’s commercial liability insurance shall apply as primary insurance with respect to any other insurance maintained by the Owner.
Contractors professional liability in an amount of not less than $1,000,000 in the aggregate
Comprehensive automobile insurance in an amount of not less than $1,000,000 per occurrence and $2,000,000 in the aggregate covering liability arising out of any owned, non-owned or hired vehicle utilized by the Subcontractor in conjunction with the Project
Workers compensation insurance providing statutory benefits to all employees of the Subcontractor directly through the Subcontractor and not limited to employees or scheduled employees of a payroll service or leasing company and employer’s liability coverage in an amount of not less than $500,000; and such workers compensation insurance shall also extend to provide benefits to Sub-Subcontractors, delivery personnel, and sales people associated with Subcontractors work scope, in any manner should that employee not be covered by their own employers worker’s compensation insurance.
Excess or umbrella liability in an amount of not less than $5,000,000 (combined single limit) which follows the form of all underlying liability insurance (excepting contractors professional liability) maintained by the Subcontractor pursuant to the Contract.
The Owner shall carry builder’s risk insurance. The builder’s risk policy will have a deductible amount per occurrence of $5,000 or more. Subcontractor will be responsible for the entire deductible amount of any claim made against the Owner’s builder’s risk policy.